A Kwik-Fit up?

My car insurance renewal from Kwik-Fit popped through the door yesterday and it's quite a competitive quote.

I won't be renewing it because I've already found a cheaper deal here.

I also won't be renewing it because I notice that if I choose to pay in instalments Kwik-Fit will charge me interest at 32.3% APR.

This, dear Kwik-Fit, is disgraceful.

I can get a one-year £500 Cahoot loan for 6.9%.  I can get a credit card that charges 0%.

So why on earth am I going to fall for this rip-off?

If anyone from Kwik-Fit cares to explain, click on the little Comments link at the bottom and do so.

Richard Browning, This is Money

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Comments

[John Portwood]

My business is not related to Kwik-Fit however I note you said 'cheaper deal'. Was it a 'better deal'? Did you bother to check policy cover, fringe benefits, terms, conditions, exclusions, charges? There are an awful lot of policies out there that are 'cheaper' but which should not be touched with a barge pole if you want anything like decent cover - but you may only find that out when you have to claim and then it is too late.