Sort out your finances: Part 3, insure your life

So far our tried-and-tested route to financial salvation has involved death and debt. January's like that I'm afraid. Today we're back to death.

Part 3, get 'term' life insurance.

This isn't to be confused with payment protection insurance - one of the great scandals of recent years - your family needs life insurance. Have you any idea how hard it is for a 13-year-old to pay off a £200,000 mortgage these days? And term assurance is a case of cheapest is the best.

For this lunchtime you need to:

>> Read the guide to life insurance
>> Work out how much you need
>> Get a guaranteed cheapest quote

It's not work.

Come back tomorrow for our first tech tip from the super geek.

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Sort our your finances

Part 1 - the will
Part 2 - the credit card debt
Part 3 - the life insurance
Part 4 - the company pension
Part 5 - the house
Part 6 - the emergency savings
Part 7 - the get rich slow plan
Part 8 - the fee-based adviser

This is Not Work is where parents who work can get quick daily money tips and is brought to by the multi-award-winning This is Money team.