Remortgaging doesn't wash

I'm starting to have doubts about remortgaging. It's not the deal I've got (a base rate tracker) nor the fact it will save me a a few hundred pounds a year.

It's the bureaucracy involved. Because I've got both a married name and a maiden name I've needed to provide copies of my marriage certificate to seemingly the world and his dog. But what worries me more is the amount of original documents I've had to post out.

So far, I've sent out credit card statements, utility bills and most worryingly, bank statements: all in all, a easy to assemble identity package for a fraudster. I'm sure that the only interest my bank statements will elicit from those reading them is one of surprise that anyone could spend that much money at Waitrose, but really, isn't this taking money laundering too far?

Comments

[Maddy]

Money laundering: I couldn't agree more.

We recently rewrote our wills. To identify ourselves, even though we used the same Solicitor for our last wills, we had to produce our passports and credit cards, plus statements.

They were all photocopied, including front and back of the credit cards. I commented that I hoped they weren't burgled as they had our complete identities - the reply was "Oh yes, and several hundred other people's as well!"