It's that r*mortgage again..
I could honestly do without the stress of remortgaging. I started on this hamster's wheel of remortgaging several weeks ago and it isn't over yet. I've photocopied every document several times, sent lord knows how much confidential, valuable documents through the post and been sent quite a few rainforests' worth of stuff to read. And now it's all getting far too frightening for my liking. The remortgage is due to complete on Wednesday 14. My old lender (I'm starting to feel rather sentimental about them, what harm did they ever do me apart from never offer me as good a deal as a new customer?) is due to take this month's payment on the 15th. Hence, when should I cancel my direct debit?
A (nameless) woman at the remortgaging solicitors says I 'should' be alright cancelling now. I'm not happy with the conditional tense. I email. An anonymous man from solicitors phones me and says I can't cancel until completion on 14th 'because if something went wrong then there would be come back on us'. And anyway he says 'If you do pay the mortgage to your old lender then at least you'll get it back sometime' And he laughs. That makes me feel so much better... I am relying on too many institutions all being efficient at the same time. All for the sake of a few quid.
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